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Consolidate High-Interest Consumer Debt
If you are struggling under the burden of several different debts, an equity line of credit may be a good idea to solve the problem. You could use cash from your credit line to pay off credit card bills and other loan debts. If you are careful to avoid further debt after doing so, you'll probably save yourself a great deal by consolidating your debt into one interest rate and payment.
Another important consideration when deciding whether to consolidate your debt or not is that home mortgage loans are tax deductible. My consolidating your consumer credit into a home equity loan you will be able to deduct the interest you pay on the loan.